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CryptoSaver S.A.User Agreement
Last update: Aug 18, 2020 12:00 AM

TERMS AND CONDITIONS

PLEASE READ THIS DOCUMENT CAREFULLY AS IT CONTAINS IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS AND REMEDIES.

ACCEPTANCE OF TERMS

1. These terms and conditions (the “ Terms ”) set out the terms and conditions of use by You the user (‘You” or “Your”) of the Colciar and Buda Limited (“Colciar and Buda”) online platform (the “Platform”) at https://cryptosaver.app and its related App (the “Website”). These Terms and any documents referred to in any online application and client agreement form a single agreement between the parties (the “Agreement”).

2. You acknowledge that You have read these Terms, understand them and agree to be bound by them. Using the Website or Platform, Your electronic acceptance of the Terms or commencement of use of the Website or Platform to execute transactions constitutes Your acceptance of the Terms, the Privacy Statement and Cookie Policy. If the person agreeing to the Agreement is accepting on behalf of You, such individual represents that they have the authority to bind You and any applicable affiliates to the Terms, the Privacy Statement and Cookie Policy.

3. You agree to be bound by the Agreement for use of the Website and Platform by anyone acting as Your agent, and transactions entered into by anyone who uses the account which You have established with Colciar and Buda, whether or not the transactions were on Your behalf.

4. If You do not agree to abide by the Agreement, You are not authorised to use or access the Website or Platform.

5. A “Business Day” for the purpose of the Terms means a day (other than Saturday or Sunday) on which banks are open for general business in Dublin, Ireland.

6. You should contact Colciar and Buda in respect of any queries You have in respect of the Website and Platform, the Agreement, the Privacy Statement and Cookie Policy by email to support@cryptosaver.app or by phone to +40790532602 .

ELIGIBILITY

7. In using the Website and Platform You agree that You are aged 18 years or over and resident in a county in which the services provided by the Website and Platform are accessible and available. Please note the services provided by the Website and Platform are not available in every country.

8. The Website and Platform is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions. You should contact Colciar and Buda for information about products and services available in Your country at office@revolutionapps.app.

SERVICES

9. Colciar and Buda through the Website and  Platform will provide You with the ability to place orders with external third parties (“Third Party Brokers”) for the purchase and sale of certain cryptocurrencies, provided however, that You abide by the Terms set forth herein and in each of Colciar and Buda ’s published policies and procedures.

10. The Website and Platform allows You to:

place orders with Third Party Brokers for the purchase and sale of cryptocurrencies; and

automate orders with Third Party Brokers using premium features available on the Website and Platform.

11. Colciar and Buda and its third party service providers make no representation or warranty of any kind with respect to the products described or information obtained arising from use of the Website or Platform. Information provided is obtained from sources deemed to be reliable, is provided solely on a best efforts basis for Your convenience. Colciar and Buda and its third party service providers do not guarantee the completeness or accuracy of such information. Colciar and Buda and its third party service providers do not accept any liability for any loss or damage arising out of negligence or otherwise as a result of use or reliance by You on this information, whether authorised or not. You agree to use the information and services provided by the Website and Platform at Your own risk.

12. You will not hold Colciar and Buda liable in any way for (a) any inaccuracy of, error or delay in, or omission of the information or data on the Website or Platform; or (b) any loss or damage arising from or occasioned by i) any error or delay in the transmission of such information or data; ii) interruption in any such information or data due either to any negligent act or omission by any party to any force majeure or iii) to any other cause beyond the reasonable control of Colciar and Buda. Colciar and Buda makes no representations, warranties or other guarantees as to the accuracy or timeliness of any prices quoted. Colciar and Buda makes no representations, warranties or other guarantees as to the present or future value or suitability of any sale, trade or other transaction involving any particular security or any other investment.

13. You indemnify and hold Colciar and Buda, its affiliates, officers, agents, employees and partners harmless from and against any and all actions, proceedings claims, demands, costs, charges and expenses to which Colciar and Buda may be exposed or which Colciar and Buda may incur by reason of any defect in the information or data provided on the Website or Platform.

14. You will be able to see Your account balance and Your transaction history with Third Party Brokers using the Website and Platform, including (i) the amount (and currency) of each transaction, (ii) a reference to identify the payer and /or payee (as appropriate), (iii) fees charged, (iv) where there has been a currency exchange, the rate of exchange, and the amount (in the new currency) after exchange or the amount before the exchange (where You are the payee), and (v) the debit or credit date of each transaction (as appropriate).

WARNING

15. None of the information contained within the Website or Platform should be taken as an offer or solicitation of investment advice or encourage the purchase or sale of any particular cryptocurrency or similar product.

16. Nothing on the Website or Platform constitutes investment, legal, accounting or taxation advice, or a representation that any investment or strategy is suitable or appropriate to You, or otherwise constitutes a recommendation to You.

17. The value of any investments may fall as well as rise and You may not recover the full amount originally invested. Past performance or simulated performance is no guarantee of future investment returns. Prices displayed on the Website or Platform are indicative prices only and may not therefore be real time prices for the purpose of purchases/sales or making any other investment decision.

18. The risk of loss in trading or holding cryptocurrencies can be substantial. The market of virtual currency is volatile and prone to quick changes of price. The value of cryptocurrencies can go up or down and there can be a substantial risk that You lose money buying, selling, holding or investing in cryptocurrency . Cryptocurrencies are not supported by any entity and can become completely void of value.

19. Cryptocurrencies are not currently considered as legal tender by the Central Bank of Ireland and are not guaranteed or regulated by the Central Bank of Ireland. You should carefully consider whether trading or holding cryptocurrency is suitable for You.

20. Colciar and Buda have no control over, or liability for, the delivery, quality, safety, legality or any other aspect of any cryptocurrencies that You may purchase from, or sell to, any third party (including other users of the cryptocurrencies) using Third Party Brokers . Colciar and Buda are not responsible for ensuring that a third party buyer or a seller You and/or Third Party Brokers transact with will complete the transaction or is authorised to do so. If You experience a problem with any cryptocurrencies purchased from, or sold to, any third party using cryptocurrencies transferred using the Website or Platform, or if You have a dispute with such third party, You should resolve the dispute directly with that third party.

21. Colciar and Buda do not own or control the underlying software protocols which govern the operation of cryptocurrencies referenced on our Website or Platform. The underlying protocols may be “open source” and anyone could use, copy, modify, and distribute them. Colciar and Buda assume no responsibility for the operation of the underlying protocols and do not guarantee their functionality, security, or availability. You acknowledge and accept the risk that underlying software protocols relating to any cryptocurrency You deal in may change.

22. You are advised to make your own independent assessment and obtain independent professional advice (including investment, legal, financial and tax advice) suitable to your own individual circumstances, before making any decision to trade in or hold cryptocurrencies , and only make such decisions on the basis of your own objectives, experience and resources. You should ensure that you fully understand any decision you make and the risks associated with it. You are entirely responsible for any decision to trade in or hold cryptocurrencies made by you. If you are not satisfied that you fully understand a transaction or product or are unsure about its suitability in the context of your own individual circumstances, you should not proceed. Colciar and Buda takes no responsibility for and shall not be liable in respect of any losses arising from any transaction decision made by you.

23. You will be fully responsible for the payment of all taxes, stamp duties, costs and registration fees incurred in connection with the purchase, holding or sale by you of cryptocurrencies through Third Party Brokers.

THIRD PARTY SERVICES

24. The purchase and sale of cryptocurrencies actioned through the Website or Platform is executed solely through Third Party Brokers and is the responsibility of such Third Party Brokers. Colciar and Buda shall not be responsible for and accept no liability in respect of the purchase or sale by You of cryptocurrencies or any other products actioned through the Website or Platform. Colciar and Buda do not accept or hold any of Your funds in respect of the purchase or sale of such cryptocurrencies . You agree and acknowledge that any executions authorised through the Website or Platform shall be the sole responsibility of Third Party Brokers and any funds for the purchase of or funds payable from the sale of such cryptocurrencies or products shall be remitted by You directly to or received by You directly from such Third Party Brokers

25. Colciar and Buda will take all reasonable steps to ensure that Your instructions are passed completely, accurately and unaltered to Third Party Brokers as required. Colciar and Buda accepts no liability for any errors or losses resulting directly or indirectly from the actions, inactions, errors or omissions of any Third Party Brokers. You acknowledge and agree that Colciar and Buda shall not be liable for any loss, damage or other liability suffered by You or any third party which arises as a result any actions, inactions, errors or omissions of any Third Party Brokers.

26. The sale or purchase of cryptocurrencies actioned through the Website or Platform shall be executed through CryptoCoin.Pro. Reference in these Terms to CryptoCoin.Pro refers to the company Asset Tokenization Services ÖU with registered address at Harju maakond, Tallinn, Mustamäe linnaosa, Mäealuse tn 3a, 12618, Estonia . By agreeing to these Terms You acknowledge that You have read and agreed to the terms and conditions of CryptoCoin.Pro as updated from time to time and available at https://www.cryptocoin.pro/terms-of-use/ , understand them and agree to be bound by them. On creating an account with Colciar and Buda and through use of the Website and Platform, You authorise Colciar and Buda to create an account in Your name with CryptoCoin.Pro and to share any required information to allow CryptoCoin.Pro to provide such services. For the avoidance of doubt, reference in the Terms to Third Party Brokers includes reference to CryptoCoin.Pro. When actioning a transaction through the Website and/or Platform You will confirm such transaction directly with CryptoCoin.Pro and by doing so agree to be bound by the terms of the said transaction and the terms and conditions of CryptoCoin.Pro.

27. Colciar and Buda accept no liability or responsibility in respect of the services provided by CryptoCoin.Pro or any other Third Party Brokers. You acknowledge and accept that CryptoCoin.Pro is not a regulated entity and funds deposited or held by CryptoCoin.Pro are not protected by any financial services compensation scheme.

28. Colciar and Buda reserves the right to appoint further Third Party Brokers to execute the sale or purchase of cryptocurrencies. By using the Website or Platform and opening an account You provide Your explicit consent to Colciar and Buda engaging Third Party Brokers to provide You with such services and agree to be bound by the Terms and Conditions of such Third Party Brokers. You authorise Colciar and Buda to create an account in Your name with such Third Party Brokers and to share any required information to allow appointed Third Party Brokers to provide such services . You acknowledge and accept that such Third Party Brokers are not regulated entities and funds deposited or held by such Third Party Brokers are not protected by any financial services compensation scheme.

29. You grant express permission to CryptoCoin.Pro together with any other Third Party Brokers to provide services for the sale or purchase of cryptocurrencies to access or connect to Your account with Colciar and Buda, either through the third party's product or service or through the Website or Platform. You acknowledge that granting permission to a Third Party Broker to take specific actions on Your behalf does not relieve You of any of Your responsibilities under these Terms. You are fully responsible for all acts, errors or omissions of CryptoCoin.Pro or any other Third Party Brokers and any action of CryptoCoin.Pro or such other Third Party Brokers shall be considered to be an action authorised by You. You acknowledge and agree that You will not hold Colciar and Buda responsible for, and will indemnify Colciar and Buda from, any liability arising out of or related to any act or omission of CryptoCoin.Pro or any other Third Party Brokers or other third party with access to Your account.

TRANSACTIONS AND EXECUTION

30. Colciar and Buda reserve the right for any reason to limit Your use of the Website and Platform and the transactions You may action.

31. You may order the purchase or sale of cryptocurrencies by CryptoCoin.Pro or such Third Party Brokers appointed by following the relevant instructions on the Website or Platform . A transaction should normally be settled no later than one Business Day after the Third Party Broker receives Your instructions.

32. When authorising a transaction with C ryptoCoin.Pro or such other appointed Third Party Brokers confirmation will be required from You in respect of the form in which You wish C ryptoCoin.Pro or the Third Party Brokers to hold and transfer to You any proceeds, whether in FIAT, BTC, USDT, LTC or such other form. A fee will be applied by C ryptoCoin.Pro or the Third Party Broker on transfers depending on the method chosen by You. You should note that Your third party payment or card providers may charge additional fees on any such transfer to or from C ryptoCoin.Pro or the Third Party Brokers, You shall solely be responsible for the discharge of such fees.

33. By clicking the ‘Buy’ or ‘Sell’ button on the Website or Platform and providing any required detail You are notifying and confirming Your instructions to the Third Party Broker and agree to any associated fees. You authorise Colciar and Buda to furnish the Third Party Broker with any required information in order for the Third Party Broker to complete the instruction authorised by You.

34. You cannot cancel, reverse, or change any transaction marked as complete or pending. If Your payment is not successful or if Your payment method has insufficient funds, You authorise Colciar and Buda and/or a Third Party Broker, in its sole discretion, either to cancel the transaction or to debit Your other payment methods in any amount necessary to complete the transaction. You are responsible for maintaining an adequate balance and/or sufficient credit limits in order to avoid overdraft, insufficient funds or similar fees charged by Your payment provider.

35. Third Party Brokers will process Your transaction in accordance with the instructions received from You through the Website or Platform. You should verify all transaction information prior to submitting instructions on the Website or Platform. Colciar and Buda do not guarantee the identity of any user, receiver, requestee or other third party and we will have no liability or responsibility for ensuring that the information You provide is accurate and complete. Transactions cannot be reversed once they have been broadcast to the relevant Third Party Broker for execution.

36. Once submitted a transaction may be unconfirmed for a period of time. Transactions are not complete while in a pending state. Transactions in a pending state will be designated accordingly and will not be included in Your account until confirmed by the network. Colciar and Buda and/or a Third Party Broker may refuse to process or cancel any pending transaction as required by law, regulation or any court or other authority to which Colciar and Buda is subject in any jurisdiction.

37. Colciar and Buda  will make reasonable efforts to action all purchases or sales ordered utilising the Website or Platform, but in some circumstances, may be unable to. If this is the case, Colciar and Buda and/or a Third Party Broker  will notify You and seek Your approval to re-attempt the purchase or sale.

38. Colciar and Buda may:

38.1. refuse to authorise, or block, cancel or reverse a transaction You have authorised (even after funds have been received by the Third Party Broker);

38.2. suspend, restrict, or terminate Your access to the Website and Platform; and

38.3. deactivate or cancel Your account with immediate effect for any reason, including but not limited to where:

38.3.1. Colciar and Buda reasonably believe it need to do so in order to protect its reputation;

38.3.2. Colciar and Buda are in its opinion, required to do so by applicable law, regulation or any court or other authority to which it is subject in any jurisdiction;

38.3.3. Colciar and Buda suspect You of acting in breach of the Agreement, the Terms or any of its policies;

38.3.4. Colciar and Buda have concerns that a transaction is erroneous or about the security of Your account or suspect the Website or Platform are being used in a fraudulent or unauthorised manner;

38.3.5. Colciar and Buda suspect money laundering, terrorist financing, fraud, or any other financial crime;

38.3.6. Use of Your account is subject to any pending litigation, investigation, or government proceeding and/or Colciar and Buda perceive a heightened risk of legal or regulatory non-compliance associated with Your account activity;

38.3.7. Y ou take any such action that breaches the terms and conditions of any Third Party Broker; and/or

38.3.8. You take any action that may circumvent our controls such as opening accounts.

39. Colciar and Buda and/or a Third Party Broker may also refuse to authorise, or block, cancel or reverse a transaction You have authorised where there is insufficient funds received by the Third Party Broker to cover the transaction and (where applicable) associated fees at the time that Colciar and Buda receive notification of the transaction.

40. If Colciar and Buda refuse to authorise, or block, cancel or reverse a transaction and/or suspend, restrict or close Your account, and/or terminate Your access to the Website or Platform, Colciar and Buda will (unless it would be unlawful for us to do so) provide You with notice of our actions and the reasons for refusal, suspension or closure, and where appropriate, with the procedure for correcting any factual errors that led to the refusal, suspension or closure. In the event that Colciar and Buda refuse to complete a transaction and/or suspend Your account Colciar and Buda will at its discretion lift the suspension as soon as reasonably practicable once the reasons for refusal and/or suspension no longer exist. Colciar and Buda are under no obligation to allow You to reinstate a transaction at the same price or on the same terms as the suspended, reversed or cancelled transaction.

41. You will transfer and receive funds for the purchase or sale of cryptocurrencies directly to the Third Party Brokers using the payment methods specified by the relevant Third Party Broker executing the purchase or sale. When funds are received or distributed You will be issued with a notification and Your account details on the Website or Platform will be updated. Colciar and Buda do not receive or hold funds for or from the purchase or sale of cryptocurrencies through the Website or Platform and same will be transferred through the Third Party Broker executing the purchase or sale. Such funds will not be protected by any financial services compensation scheme. The availability of a method of payment depends on factors including, where You are located, the identification information You have provided and limitations imposed by third party payment processors. By executing a transaction with a Third Party Broker You acknowledge and agree to be bound by the payment processing policies and requirements of the by the relevant Third Party Broker executing the purchase or sale.

42. You are responsible for maintaining an adequate balance with CryptoCoin.Pro or such other appointed Third Party Broker to ensure that any transaction You have authorised, to include automatic transactions authorised by You to complete a sale or purchase at some point in the future, is completed. Failure to retain sufficient funds to complate a transaction may result in CryptoCoin.Pro or such other appointed Third Party Broker, in its sole discretion, cancelling the transaction. Colciar and Buda accept no responsibility for funds held by You with CryptoCoin.Pro or such other appointed Third Party Brokers or in respect of any loss incurred by You where CryptoCoin.Pro or a Third Party Broker cancels a transaction due to Your failure to maintain any required balance.

43. If instructions are received from You to purchase or sell cryptocurrencies on a day other than a Business Day or after 4:30 pm (Dublin, Ireland time) on a Business Day, Colciar and Buda and/or a Third Party Broker may treat those instructions as if they were received on the following Business Day. Instructions to purchase shall only be deemed received once the required funds for purchase are received in the account of the Third Party Broker executing the proposed transaction.

UNAUTHORISED TRANSACTIONS AND INCORRECT TRANSACTIONS

44. If You believe that a transaction has been carried out that You did not authorise (an  "Unauthorised Transaction" ), or if You have reason to believe that a transaction has been incorrectly carried out or is not complete (an  "Incorrect Transaction" ), You must contact Colciar and Buda in writing at support@cryptosaver.app as the earliest opportunity, and in any case no later than 48 hours after the Unauthorised Transaction or Incorrect Transaction occurred.

45. Colciar and Buda are not responsible for any claim for Unauthorised Transactions or Incorrect Transactions unless Colciar and Buda have been notified in accordance with the Terms. Colciar and Buda are not responsible for any claim for Unauthorised Transactions or Incorrect Transactions if You have acted fraudulently, intentionally or with negligence and this has resulted in the Unauthorised Transactions or Incorrect Transactions.

46. During any investigation of any actual or potential Unauthorised Transactions or Incorrect Transactions, Colciar and Buda reserve the right to suspend Your account.

47. You will be liable for any losses You incur in respect of an Unauthorised Transaction which arises from the use of lost or stolen credentials, and if You are fraudulent, or You intentionally or negligently fail to carry out Your obligations under this Agreement and this results in Unauthorised Transactions.

REGISTRATION PROCESS AND IDENTITY VERIFICATION

48. To commence use of the Website and Platform You must first complete the onboarding registration process through the Website. Colciar and Buda will evaluate Your application for registration and notify You of its acceptance or rejection. Colciar and Buda reserves the right at all times and in its absolute discretion not to open an account.

49. Colciar and Buda reserve the right to seek evidence of identity for anti-money laundering, anti-terrorist financing, fraud prevention purposes and to comply with any other legal or regulatory obligations which may apply. In the case of delay or failure to provide satisfactory information, Colciar and Buda may take such action as it thinks fit. If requested by Colciar and Buda You agree to immediately provide government-issued photo identification (by way of valid passport or drivers licence), proof of address or such other identity documents and/or government-issued business identification as required for verification of identity.

50. You agree to provide accurate, current and complete information in the onboarding registration process and that You will notify Colciar and Buda within five (5) Business Days when any of the information You provided as part of the onboarding registration process changes. Failure by You, for whatever reason, to respond within five (5) Business Days to any inquiries made by Colciar and Buda to determine the validity of information provided by You, will constitute a material breach of the Agreement. If You provide any information that is inaccurate, not current, false, misleading or incomplete, or if Colciar and Buda has reasonable grounds to suspect that Your information is inaccurate, not current, false, misleading or incomplete, Colciar and Buda has the absolute right, in its sole discretion, to terminate Your use of the Website and Platform and close Your account.

51. You agree that any information provided by You to Colciar and Buda may be shared with Third Party Brokers.

52. Y ou must provide certain devices, software, and data connections to use the Website and Platform, which Colciar and Buda otherwise do not supply. In order to use the Website and Platform, You consent to manually or automatically download and install updates to the Website and Platform.

ACCOUNT INFORMATION AND SECURITY

53. You are responsible for maintaining the confidentiality of Your password and account information. The Website and Platform are not an archive and Colciar and Buda shall have no liability to You or any other person for loss, damage or destruction of any information or content. If Your password is lost, stolen or otherwise compromised, You shall promptly notify Colciar and Buda, whereupon Colciar and Buda shall suspend access to Your account by use of such password and issue a replacement password to You or Your authorised representative. Colciar and Buda will not be liable for any loss You may incur as a result of someone else using Your password or account, either with or without Your knowledge. You are liable for losses incurred by Colciar and Buda or any other party due to someone else using Your account or password. If Colciar and Buda terminates Your use of the Website or Platform, it may, at its own option, remove and destroy data and files stored by Colciar and Buda on Your behalf. Colciar and Buda has no obligation to monitor Your use of the Website and Platform but reserves the right in its sole discretion to do so.

54. Any user IDs, names or passwords associated with Your account shall be maintained by You as confidential and should not be shared by You with anyone not authorised to have access to Your personal information. Colciar and Buda strictly forbids the use of multiple accounts for the same sole user or the use of one account for multiple users.

55. Should You fail to provide any requested information and or documentation Colciar and Buda may not be able to provide You with access to the Website or Platform or may only be able to provide a restricted service to You. You acknowledge and agree that Colciar and Buda shall not be liable for any loss, damage or other liability suffered by You or any third party which arises as a result of taking such action.

56. You are responsible for keeping the devices through which You access the Website or Platform safe and maintaining adequate security and control of any and all security details that You use to access the Website or Platform. This includes taking all reasonable steps to avoid the loss, theft or misuse of such devices and ensuring that such devices are both encrypted and password protected.

57. Colciar and Buda is not liable for any damage or interruptions caused by any computer viruses or other malicious code that may affect Your devices or other equipment, or any phishing, spoofing or other attack.

58. If You suspect that Your account or any of Your security details have been compromised or if You become aware of any fraud or attempted fraud or any other security incident (including a cyber-security attack) affecting You and/or the Website or Platform (together a "Security Breach"), You must:

58.1. notify Colciar and Buda as soon as possible by support@cryptosaver.app ;

58.2. continue to provide accurate and up to date information throughout the duration of the Security Breach; and

58.3. You must take any steps that Colciar and Buda reasonably require to reduce, manage or report any Security Breach.

Failure to provide prompt notification of any Security Breach may be taken into account in our determination of the appropriate resolution of the matter.

FEES

59. You will pay fees for use of the Website and Platform in accordance with the rates set out when completing the onboarding registration process. Colciar and Buda on notification to You by email or update published on the Website or Platform may from time to amend the fees payable for use of the Website and Platform.

60. Every purchase or sale is subject to fees of Colciar and Buda and the relevant Third Party Broker. The applicable fee will be displayed to You on the Website or Platform or by the Third Party Broker prior to each transaction. Colciar and Buda and/or Third Party Brokers may adjust their fees at any time. Colciar and Buda will not permit a transaction to progress without payment in advance to the Third Party Broker of the fee. Payment of the Colciar and Buda fee shall be remitted directly to Colciar and Buda by the Third Party Broker executing the associated transaction.

61. Colciar and Buda may require You to keep a valid credit card on file with Colciar and Buda or a Third Party Broker to pay for all incurred and recurring fees. Colciar and Buda and/or Third Party Brokers may charge applicable fees to the credit card account that You authorise (“Authorised Card”), and Colciar and Buda and/or Third Party Brokers will continue to charge the Authorised Card (or any replacement card) for applicable fees until Your use of the Website and Platform is terminated, and any and all outstanding fees have been paid in full.

62. Fees are paid in Euro.

63. If Colciar and Buda or a Third Party Broker are not able to process payment of fees using the Authorised Card, Colciar and Buda or a Third Party Broker will make a second attempt to process payment using the Authorised Card two (2) days later. If the second attempt is not successful, Colciar and Buda may suspend and revoke access to Your account. Your account will be reactivated upon Your payment of any outstanding fees. You will not be able to access Your account during any period of suspension. If the outstanding fees remain unpaid for 30 days following the date of suspension, Colciar and Buda reserves the right to terminate the Agreement and Your use of the Website and Platform.

64. All fees are exclusive of applicable taxes. It is Your responsibility to comply with tax law and Colciar and Buda shall have no liability whatsoever in connection with Your failure to comply with local tax law.

65. Y ou are responsible for all carrier data plans, internet fees, and other fees and taxes associated with Your use of the Website and Platform.

66. Refunds of Colciar and Buda’s fees are at the discretion of Colciar and Buda and shall only arise in circumstances where (as determined by Colciar and Buda in its sole and absolute discretion) there has been an oversight or error in the fee charged by Colciar and Buda.

TERM AND TERMINATION

67. These Terms will continue in full force and effect for as long as Colciar and Buda is providing You access to the Website and Platform.

68. Colciar and Buda shall have the right to terminate Your use of the Website and Platform at any time for any reason, including, but not limited to, Your breach of the Agreement, or Your violation of any law, including, without limitation, violations of intellectual property rights of Colciar and Buda or the intellectual property rights of a third party, or violations of other applicable laws and regulations. Following any such termination, Colciar and Buda shall have no obligations, responsibilities, or liabilities to You or any third party. Notwithstanding anything to the contrary contained herein, in the event that Colciar and Buda terminates Your right to use the Website or Platform, Colciar and Buda shall in no way be precluded from pursuing any and all of its additional rights and remedies, either at law or in equity, for any claims, damages, awards, costs and/or liabilities occasioned by any such breach or violation.

69. Colciar and Buda expressly reserves the right to deny, cancel, terminate, suspend, lock, or modify access to the Website and Platform for any reason (as determined by Colciar and Buda in its sole and absolute discretion), including but not limited to the following: (i) to protect the integrity and stability of the Website and Platform (ii) to assist with fraud and abuse detection and prevention efforts, (iii) to comply with court orders against You, Colciar and Buda and/or Third Party Brokers, (iv) to comply with any laws, rules and regulations, (v) to comply with requests of law enforcement (vi) to comply with any dispute resolution process, (vii) to defend any legal action or threatened legal action without consideration for whether such legal action or threatened legal action is eventually determined to be with or without merit, (viii) to avoid any civil or criminal liability on the part of Colciar and Buda, its officers, directors, employees and agents, as well as any affiliates of Colciar and Buda, including, but not limited to, instances where You have issued legal proceedings or threatened to issued legal proceedings involving Colciar and Buda or (ix) to respond to an excessive amount of complaints related in any way to Your use of the Website or Platform.

70. You may cancel Your account at any time by following the specific instructions indicated to You on the Website.

71. Upon cancellation or termination of use of the Website and Platform by either party for any reason:

71.1. Colciar and Buda will cease providing You with access to the Website and Platform and You will no longer be able to access Your account.

71.2. Unless otherwise provided in the Agreement, You will not be entitled to any refunds of any fees.

71.3. Any outstanding balance owed to Colciar and Buda for Your use of the Website and Platform, to include any fee in respect of transactions which are in the process of but not yet completed, through the effective date of such termination or cancellation will immediately become due and payable in full.

71.4. If at the date of termination of Your use of the Website and Platform, there are any outstanding fees owing by You, You will receive one final invoice by email to the email address stored by You with Colciar and Buda and the amount shall be immediately charged to Your Authorised Card.

72. Colciar and Buda expressly reserve the right to modify or terminate the Agreement and Your use of the Website and Platform for any reason, without notice at any time.

USE OF THE WEBSITE AND PLATFORM

73. You will not upload any material to the Website or Platform in any manner (as determined by Colciar and Buda in its sole and absolute discretion) that:

73.1. Is illegal, or promotes or encourages illegal activity.

73.2. Includes content not permitted by Colciar and Buda.

73.3. Promotes, encourages or engages in any spam or other unsolicited bulk email, or computer or network hacking or cracking.

73.4. Infringes on the intellectual property rights of any person or entity.

73.5. Interferes with the operation of the Website or the Platform provided.

73.6. Contains or installs any viruses, worms, bugs or other code, files or programs designed to, or capable of, disrupting, damaging or limiting the functionality of the Website or Platform.

73.7. Involves the offer for sale or purchase of any item or service prohibited by Colciar and Buda.

74. You warrant and agree that any information You post or display, or attempt to post or display, on the Website or Platform shall:

74.1. Be true, accurate, complete and lawful.

74.2. Not be false, misleading or deceptive.

74.3. Not contain information that is defamatory, libellous, threatening or harassing, obscene, objectionable, offensive, sexually explicit or harmful.

74.4. Not contain information that is discriminatory or promotes discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.

74.5. Not violate any of the policies of Colciar and Buda or any other terms.

75. You warrant and agree that You shall:

75.1. Carry on Your activities on the Website and using the Platform in compliance with any applicable laws and regulations.

75.2. Carry on Your activities in accordance with the Agreement and any applicable additional agreement.

75.3. Not use the Website or Platform to defraud any person or entity (including without limitation sale of stolen items, use of stolen credit/debit cards).

75.4. Not impersonate any person or entity, misrepresent Yourself or Your affiliation with any person or entity.

75.5. Not engage in spamming or phishing.

75.6. Not engage in any other unlawful activities (including without limitation those which would constitute a criminal offence, give rise to civil liability, etc.) or encourage or abet any unlawful activities.

75.7. Not involve any computer viruses or other destructive devices and codes that have the effect of damaging, interfering with, intercepting or expropriating any software or hardware system, data or personal information.

75.8. Not involve any scheme to undermine the integrity of the data, systems or networks used by Colciar and Buda, the Website or the Platform or gain unauthorised access to such data, systems or networks.

75.9. Not engage in any activities that would otherwise create any liability for Colciar and Buda or its affiliates.

76. You agree that You shall not (and You agree not to allow any third party to):

76.1. Modify, adapt, translate, copy or reverse engineer any portion of the Website or Platform.

76.2. Remove any copyright, trade mark or other proprietary rights notices contained in or on the Website or Platform or in or on any content or other material obtained via the Website or Platform.

76.3. Use any hardware, software, or other device, process or means to access, retrieve or index any portion of the Website or Platform.

76.4. Access, retrieve or index any portion of the Website or Platform for purposes of constructing or populating any database.

76.5. Reformat or frame any part of the Website or Platform.

76.6. Create user accounts by automated means or under false or fraudulent pretences or create multiple log-ins.

76.7. Transmit any viruses, worms, defects or other items of a destructive nature.

76.8. Use the Website or Platform to violate the security of any computer network, crack passwords or security encryption codes, transfer or store illegal material including that are deemed threatening or obscene.

76.9. Copy or store any content offered on the Website and Platform.

76.10. Use any device, software or routine that interferes with the proper working of the Website or Platform or otherwise attempt to interfere with the proper working of the Website or Platform.

76.11. Take any action that imposes, or may impose in the sole discretion of Colciar and Buda, an unreasonable or disproportionately large load on the Website or Platform.

76.12. Use the Website or Platform, intentionally or unintentionally, to violate any applicable law or regulations.

76.13. Impersonate any person or entity.

76.14. Attempt to gain unauthorised access to the Website or Platform, its facilities and/or services or any accounts, computer systems or networks connected to the Website or Platform, its facilities and/or services through hacking or any other means.

76.15. Post or use any material that is obscene, defamatory, seditious, indecent, offensive, incite racial hatred or incite a crime, be scandalous or inappropriate.

76.16. Harvest or otherwise collect by any means any programme material or information from the Website or Platform, or to monitor, mirror or copy any content of the Website or Platform.

76.17. Identify or speculate as to the identity of any anonymous or pseudonymous user.

76.18. Solicit passwords or personally identifying information for commercial or unlawful purposes.

77. Your use of the Website and Platform is subject to international export controls and economic sanctions requirements. By authorising the sending, receiving, buying, selling, trading or storing cryptocurrencies through the Website or Platform by Third Party Brokers, You agree that You will comply with those requirements. You are not permitted to utilise the services of the Website or Platform or Third Party Brokers if:

77.1. You are in, under the control of, or a national or resident of Cuba, Iran, North Korea, Sudan, or Syria or any other country subject to United States embargo, UN sanctions, the European Union or HM Treasury's financial sanctions regimes (each a " Sanctioned Country "), or if you are a person on the U.S. Treasury Department's Specially Designated Nationals List or the U.S. Commerce Department's Denied Persons List, Unverified List, Entity List, or the EU or HM Treasury's financial sanctions regime (a " Sanctioned Person "); or

77.2. You intend to supply any acquired or stored cryptocurrencies to a Sanctioned Country (or a national or resident of a Sanctioned Country) or Sanctioned Person.

78. Colciar and Buda reserves the absolute right at its sole discretion, without being obliged to give any reason, to reject, amend or remove any content posted or submitted by You at any time and without notice to You. Colciar and Buda reserve the right to monitor and to review all content submitted to, accessed on or published on the Website or Platform at any time.

79. Y ou acknowledge, consent and agree that Colciar and Buda may access, preserve, and disclose Your account information and any material or content that is available through the Website or Platform as Colciar and Buda in its sole discretion deems necessary, to include if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with any legal process; (b) enforce the Terms; (c) respond to claims that any material or content violates the rights of third-parties; (d) respond to Your requests for customer service; or (e) protect the rights, property, or personal safety of Colciar and Buda, its employees, its users and the public.

80. Colciar and Buda may terminate access to the Website and Platform for posting or publishing any material in violation of these Terms, or for otherwise violating the Agreement (as determined by Colciar and Buda in its sole and absolute discretion), at any time and without prior notice. If Colciar and Buda terminates Your access to the Website and Platform Colciar and Buda may, in its sole and absolute discretion, remove and destroy any data and files stored by Colciar and Buda on Your behalf.

81. Colciar and Buda makes no representations, warranties or guarantees as to the actions or inactions of any user of the Website or Platform.

82. Colciar and Buda accepts no responsibility for any error in description or price referenced on the Website. You indemnify and hold Colciar and Buda , its affiliates, officers, agents, employees and partners harmless from and against any and all actions, proceedings claims, demands, costs, charges and expenses to which Colciar and Buda may be exposed or which Colciar and Buda may incur by reason of any defect in the information provided.

83. Colciar and Buda reserves the right to refuse to authorise, or block, cancel or reverse a transaction or instruction without giving any reason.

84. No condition or warranty expressed or implied has in any circumstances been given by Colciar and Buda or any employee or representative of Colciar and Buda, whether as to title, description, the quality or merchantability of any item offered for sale, purchase or otherwise or any other information or detail available on the Website or Platform. Colciar and Buda, their employees and representatives shall not incur any liability in respect of any announcement or statement relating to or affecting any item offered for sale or purchase.

FAILURE TO COMPLY

85. Failure by You to comply with the Agreement may result in Colciar and Buda taking all or any of the following actions:

85.1. Immediate, temporary or permanent withdrawal of Your right to use the Website and Platform.

85.2. Take legal proceedings against You for reimbursement of all costs on a full indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.

85.3. Other legal action against You.

85.4. Disclosure of such information to law enforcement authorities as Colciar and Buda reasonably feel is necessary.

86. Colciar and Buda exclude liability for actions taken by them or on their behalf in response to breaches of the Agreement and restrictions of use. The responses described in these Terms are not limited, and Colciar and Buda may take any other action it deems appropriate.

DATA PROTECTION

87. The Privacy Statement ( Privacy Policy ) sets out how Colciar and Buda collect, use, process and disclose personal information (“Personal Data”) provided to Colciar and Buda by You, and/or those with whom Colciar and Buda deals with on Your behalf in the course of business including Personal Data provided to Colciar and Buda by upload to the Website or Platform.

88. You acknowledge that Colciar and Buda may process personal data in relation to You, and personal data that You have provided (or in the future provide) to us in relation to Your employees or other individuals, in connection with this Agreement, or the Website or Platform. Colciar and Buda will process this personal data in accordance with the Privacy Statement ( Privacy Policy ) . Accordingly, You represent and warrant that:

88.1. Your disclosure to Colciar and Buda of any personal data relating to individuals other than You was or will be made in accordance with all applicable data protection and data privacy laws, and the data is accurate, up to date and relevant when disclosed;

88.2. Before providing any such personal data to Colciar and Buda, You acknowledge that you have read and understood our  Privacy Statement ( Privacy Policy ) , and, in the case of personal data relating to an individual other than You, have (or will at the time of disclosure have) provided the individual with a copy of, or directed the individual towards the Privacy Statement ( Privacy Policy ) ;

88.3. If from time to time Colciar and Buda provide You with a replacement version of the Privacy Statement, You will promptly read that notice and provide updated copies of the Privacy Statement to, or re-direct towards a webpage containing the updated Privacy Statement any individual whose personal data You have provided; and

88.4. Any data you provide Colciar and Buda may be shared with Third party Brokers.

89. You acknowledge that Third Party Brokers may process personal data in relation to You, and personal data that You have provided (or in the future provide) to Colciar and Buda in relation to Your employees or other individuals. You agree and acknowledge that Colciar and Buda shall not be liable for any loss, damage or other liability suffered by You or any third party which arises as a result of the sharing of such data with Third Party Brokers and the actions by Third Party Brokers in respect of such data.

90. Y ou unconditionally and irrevocably agree to indemnify Colciar and Buda, including its subsidiaries, directors and officers and hold Colciar and Buda harmless from any and all claims, demands, actions, proceedings, liabilities, damages, costs, charges, losses and expenses (including legal costs) arising from any and all breaches of data protection laws or data misuse.

INTELLECTUAL PROPERTY

91. Colciar and Buda owns all intellectual property rights and copyright in the Website and Platform (including with respect to functionality, content, text, graphics, logos and icons) and the software and other material underlying or forming part of the Website and Platform .

92. You shall have no rights in respect of the Website and Platform (including with respect to functionality, content, text, graphics, logos and icons) and the software and other material underlying or forming part of the Website and Platform .

93. You will not use the Colciar and Buda or Website name, logo and promotional material without the prior, express, written consent of Colciar and Buda.

94. You agree that You will not, in any manner or by any means, reverse-engineer, resell, adapt, reproduce, copy, store, distribute, print, display, publish or create derivative works from any part of the Website or Platform, or attempt to commercialise, copy or sell any information or matters derived from the Website or Platform.

THE WEBSITE AND PLATFORM

95. Colciar and Buda shall attempt to provide the Website and Platform for twenty-four (24) hours a day, seven (7) days a week throughout the term of the Agreement. You agree that from time to time, the Website and Platform may be inaccessible or inoperable for any reason, including, without limitation: (i) equipment malfunctions; (ii) periodic maintenance procedures or repairs which Colciar and Buda may undertake from time to time; or (iii) causes beyond the control of Colciar and Buda or which are not reasonably foreseeable by Colciar and Buda, including, without limitation, interruption or failure of telecommunication or digital transmission links, hostile network attacks network congestion or other failures. You agree that Colciar and Buda has no control over the availability of the Website and Platform on a continuous or uninterrupted basis.

96. Neither Colciar and Buda nor its licensors or suppliers makes any representations or warranties concerning any content contained in or accessed through the Website and Platform, and Colciar and Buda will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Website and Platform.

97. The Website and Platform are provided by Colciar and Buda on an “as-is” basis, without warranties or any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or that use of the Website and Platform will be uninterrupted or error-free.

98. Colciar and Buda make no representations about the accuracy, order, timeliness or completeness of price data or any other information available on the Website or Platform. You agree to use such price data and information at Your own risk. Colciar and Buda will make reasonable efforts to ensure that requests for debits and credits involving bank accounts, credit and debit cards are processed by Third Party Brokers in a timely manner but Colciar and Buda make no representations or warranties regarding the amount of time needed to complete processing which is dependent upon many factors outside of our control.

99. Colciar and Buda are not liable for any breach of the Agreement, including delays, failure in performance or interruption of service, where they arise directly or indirectly from abnormal and unforeseeable circumstances beyond the control of Colciar and Buda , the consequences of which would have been unavoidable despite all effects to the contrary, nor are Colciar and Buda liable where the breach is due to the application of mandatory legal rules.

100. If You have a dispute with one or more users of the Website or Platform (other than Colciar and Buda ), You agree that neither Colciar and Buda nor our affiliates or service providers, nor any of our respective officers, directors, agents, joint venturers, employees and representatives, will be liable for any claims, demands and damages (actual and consequential, direct or indirect) of any kind or nature arising out of or in any way connected with such disputes.

101. You agree to indemnify Colciar and Buda , our affiliates and service providers, and each of our, or their, respective officers, directors, agents, employees and representatives, in respect of any costs (including legal fees and any fines, fees or penalties imposed by any regulatory authority) that have been reasonably incurred in connection with any claims, demands or damages arising out of or related to Your breach and/or Colciar and Buda’s enforcement of this Agreement or policies or your violation of any law, rule or regulation, or the rights of any third party.

102. Colciar and Buda do not exclude or limit in any way its liability to You where it would be unlawful to do so. However to the fullest extent allowed by applicable law, under no circumstances and under no legal basis (including, without limitation, tort, (including negligence) contract, breach of statutory duty, strict liability, or otherwise) shall Colciar and Buda (or its licensors or suppliers) be liable to You or to any other person for (a) any damages (even if forseeable) resulting from Your selection, or use of, or inability to use, or the suitability of the Website and Platform, and any use by You, or reliance by You on, of the information, content, items and services provided via the Website and Platform, including any indirect, special, incidental, exemplary, punitive, or consequential damages of any kind, including damages for loss of profits, sales, business, or revenue, loss of goodwill business opportunity, goodwill or reputation or anticipated savings, work stoppage, accuracy of results, or computer failure or malfunction.

103. To the fullest extent allowed by applicable law, You agree to indemnify and hold Colciar and Buda, its affiliates, officers, agents, employees and partners harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including legal fees) arising from or in any way related to any third party claims relating to (a) Your use of the Website and Platform (including any actions taken by a third party using Your account), and (b) Your violation of this Agreement. In the event of such a claim, suit, or action, Colciar and Buda will attempt to provide notice of the claim, suit, or action to the contact information Colciar and Buda have for Your account (provided that failure to deliver such notice shall not eliminate or reduce Your indemnification obligations hereunder).

104. Colciar and Buda does not act as Your agent and shall have no liability whatsoever to You or any other person in respect of orders or transactions implemented utilising the Website or Platform.

105. The total liability of Colciar and Buda in contract, tort (including negligence or breach of statutory duty), misrepresentation, restitution or otherwise, arising out of or in connection with the Agreement shall be limited to the total Fees paid by You to Colciar and Buda for use of the Website or Platform in the preceding calendar month.

106. In addition to the liability cap above, in no event shall Colciar and Buda , our affiliates or service providers, or any of our or their respective officers, directors, agents, employees or representatives, be liable for any of the following types of loss or damage arising under or in connection with this Agreement or otherwise:

106.1. any loss of profits or loss of expected revenue or gains, including any loss of anticipated trading profits and/or any actual or hypothetical trading losses, whether direct or indirect;

106.2. any loss of, or damage to, reputation or goodwill; any loss of business or opportunity, customers or contracts; any loss or waste of overheads, management or other staff time; or any other loss of revenue or actual or anticipated savings, whether direct or indirect;

106.3. any loss of use of hardware, software or data and / or any corruption of data; including but not limited to any losses or damages arising out of or relating to any inaccuracy, defect or omission of cryptocurrency price data; any error or delay in the transmission of such data; and/or any interruption in any such data; and

106.4. any loss or damage whatsoever which does not arise directly as a result of our breach of this Agreement (whether or not You are able to prove such loss or damage).

107. Colciar and Buda neither assumes, nor does it authorise any person or entity to assume on its behalf, any other liability in connection with the provision of the Website or Platform.

108. The limitations of liability provided in the Agreement inure to the benefit of Colciar and Buda , its shareholders, affiliates and to all of its respective officers, directors, employees, attorneys and agents and, in each case, liability is limited to the fullest extent permitted by law.

NATURE OF RELATIONSHIP

109. The Agreement does not set up or create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between You and Colciar and Buda. You will have no authority to make or accept any offers or representations on behalf of Colciar and Buda. The Agreement does not create an exclusive relationship between You and Colciar and Buda. Nothing expressed or mentioned in or implied from the Agreement is intended or will be construed to give to any person other than the parties to the Agreement any legal or equitable right, remedy, or claim under or in respect of the Agreement. The Agreement and all of the representations, warranties, covenants, conditions, and provisions in the Agreement are intended to be and are for the sole and exclusive benefit of Colciar and Buda and You. As between Colciar and Buda and You, You will be solely responsible for all obligations associated with the use of any third party service or feature that You permit Colciar and Buda to use on Your behalf, including compliance with any applicable terms of use. You will not make any statement that would contradict anything in this section.

ASSIGNMENT

110. Colciar and Buda may at any time assign, transfer, mortgage, charge, subcontract or deal in any other manner with all or any of its rights or obligations under the Agreement. Colciar and Buda shall be expressly discharged from all obligations and responsibilities arising after such assignment or transfer.

111. You may not assign, transfer, mortgage, charge, subcontract, declare a trust over or deal in any other manner with any or all of Your rights or obligations under the Agreement without the prior written consent of Colciar and Buda .

112. Subject to the foregoing, the Agreement shall be binding upon and shall inure to the benefit of each party hereto and its respective successors and assigns.

FORCE MAJEURE

113. Colciar and Buda shall not be liable to You as a result of any delay or failure to perform its obligations under the Agreement if and to the extent such delay or failure is caused by an event beyond the reasonable control of Colciar and Buda including but not limited to strikes, lock-outs or other industrial disputes (whether involving the workforce of Colciar and Buda or any other party), failure of a utility service or transport network, acts of God, war, riot, civil commotion, malicious damage, compliance with any law or governmental order, rule, regulation or direction, accident, breakdown of plant or machinery, fire, flood, storm or default of suppliers or subcontractors.

NOTICES

114. In the course of providing You services and in respect of Your use of the Website and Platform, Colciar and Buda and/or Third Party Brokers may need to communicate with You via email or other contact details that You have recorded with Colciar and Buda on the Website or Platform. You agree to receive emails which are necessary for the normal functioning of the Website and Platform or services provided by Third Party Brokers, including emails which help inform You about functionality. Notices given by Colciar and Buda and/or Third Party Brokers to You may be given by e-mail or in respect of Colciar and Buda by general posting on the Website. Communications required or permitted hereunder shall be deemed duly given to You upon being transmitted by email to the current email address recorded for You on the Website or Platform (provided Colciar and Buda has not received any delivery or transmission failure notice).

WAIVER

115. A waiver by Colciar and Buda of any breach by You of any part of the Agreement or the acquiescence of Colciar and Buda to any act (whether of commission or omission) which but for such acquiescence would be a breach as aforesaid shall not constitute a general waiver of such term, provision or condition or of any subsequent act contrary thereto. A failure to exercise or delay in exercising a right or remedy provided by the Agreement or by law does not constitute a waiver of the right or remedy or a waiver of other rights or remedies. No single or partial exercise of a right or remedy provided by the Agreement or by law prevents further exercise of that right or remedy or the exercise of another right or remedy.

SEVERABILITY

116. If any provision of the Agreement is determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law.

ENTIRE AGREEMENT AND AMENDMENT

117. The Agreement and any agreed addendums represent the entire agreement between the parties and the provisions of the Agreement and any addendums shall supersede all prior oral and written commitments, contracts and understandings with respect to the subject matter of the Agreement.

118. You agree that Colciar and Buda may amend the Agreement from time to time. You agree to be bound by any changes Colciar and Buda may reasonably make to the Agreement when such changes become effective. No proposed amendment to the Agreement by You shall be effective unless and until same is agreed to in writing by Colciar and Buda.

119. Colciar and Buda may, in its sole discretion amend these Terms (in whole or in part) at any time. Amendments will be effective immediately upon posting on the Website. Your continued use of the Website and Platform represents Your agreement to be bound by the Terms as amended from time to time. You are responsible for ensuring that You are familiar with the latest Terms at all times.

GOVERNING LAW

120. If You access the Website and Platform You do so on Your own initiative and at Your own risk and You are responsible for compliance with the applicable laws and regulations of the location in which You access the Website and Platform.

121. The Agreement, and any dispute or claim arising out of or in connection with it (including non-contractual disputes or claims), shall be governed by, and construed in accordance with the law of Ireland. Each party irrevocably agrees that the courts of Ireland shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims) .

122. Without prejudice to the foregoing, Colciar and Buda may seek provisional or protective relief in the courts of another State prior to, during or after any substantive proceedings have been instituted in Ireland and Colciar and Buda may bring enforcement proceedings in another State on foot of an Irish judgement.